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Table 3 Tobit regression models for association between catastrophic health expenditure and HRQOL and its caregivers difference

From: Catastrophic health expenditure and health-related quality of life among older adults in Shandong, China: the moderation effect of daily care by adult children

Characteristics

Model 1

 

Model 2

 

Model 3

 

β (95%CI)

p-value

β(95%CI)

p-value

β(95%CI)

p-value

Main terms

Catastrophic health expenditure

      

 No

Ref

 

Ref

 

Ref

 

 Yes

-0.142(-0.160, -0.125)

< 0.001

-0.057 (-0.070, -0.043)

< 0.001

-0.067 (-0.088, -0.052)

< 0.001

Caregivers

      

 Spouse or others

  

Ref

 

Ref

 

 Older people’s adult children

  

0.010 (-0.004, 0.024)

0.176

-0.008 (-0.030, 0.014)

0.458

Interaction term

 Catastrophic health expenditure ×

 caregivers

      

 Catastrophic health expenditure ×

 Spouse or others

    

Ref

 

 Catastrophic health expenditure ×

 older people’s adult children

    

0.027 (0.001, 0.053)

0.040

Age

  

-0.003 (-0.004, -0.002)

< 0.001

-0.003 (-0.004, -0.002)

< 0.001

Gender

      

 Male

  

Ref

 

Ref

 

 Female

  

0.004 (-0.012, 0.020)

0.633

0.004 (-0.013, 0.020)

0.670

Marital status

      

 Married

  

Ref

 

Ref

 

 Unmarried or others a

  

-0.024 (-0.043, -0.006)

0.010

-0.024 (-0.042, -0.005)

0.013

Region

      

 Urban areas

  

Ref

 

Ref

 

 Rural areas

  

-0.027 (-0.040, -0.014)

< 0.001

-0.027 (-0.040, -0.014)

< 0.001

Education

      

 Illiterate

  

Ref

 

Ref

 

 Primary school

  

0.022 (0.006, 0.038)

0.006

0.022 (0.007, 0.038)

0.006

 Middle school or above

  

0.074 (0.056, 0.091)

< 0.001

0.073 (0.055, 0.091)

< 0.001

Employment status

      

 Unemployed

  

Ref

 

Ref

 

 Employed

  

0.039 (0.023, 0.054)

< 0.001

0.039 (0.024, 0.054)

< 0.001

Number of chronic diseases

      

 0

  

Ref

 

Ref

 

 1

  

-0.078 (-0.093, -0.064)

< 0.001

-0.078 (-0.093, -0.064)

< 0.001

 ≥ 2

  

-0.141 (-0.159, -0.124)

< 0.001

-0.141 (-0.158, -0.124)

< 0.001

Exercise

      

 No

  

Ref

 

Ref

 

 Yes

  

0.079 (0.065, 0.092)

< 0.001

0.079 (0.065, 0.092)

< 0.001

Smoking status

      

 No

  

Ref

 

Ref

 

 Yes

  

-0.008 (-0.027, 0.010)

0.371

-0.009 (-0.027, 0.010)

0.363

Alcohol drinking

      

 No

  

Ref

 

Ref

 

 Yes

  

0.047 (0.029, 0.065)

< 0.001

0.046 (0.029, 0.064)

< 0.001

Physical disability

      

 No

  

Ref

 

Ref

 

 Yes

  

-0.354 (-0.371, -0.336)

< 0.001

-0.353 (-0.370, -0.336)

< 0.001

Body mass index

      

 <18.5

  

Ref

 

Ref

 

 18.5 ~ 24.0

  

0.027 (-0.001, 0.054)

0.043

0.027 (-0.001, 0.054)

0.046

 24.0 ~ 28.0

  

0.041 (0.014, 0.068)

0.003

0.040 (-0.013, 0.068)

0.004

 ≥ 28.0

  

0.018 (-0.013, 0.048)

0.258

0.017 (-0.013, 0.047)

0.274

Physical examination

      

 No

  

Ref

 

Ref

 

 Yes

  

0.038 (0.023, 0.052)

< 0.001

0.038 (0.023, 0.052)

< 0.001

Basic medical insurance

      

 No

  

Ref

 

Ref

 

 Yes

  

0.029 (-0.030, 0.087)

0.337

0.028 (-0.030, 0.087)

0.352

Critical illness insurance

      

 No

  

Ref

 

Ref

 

 Yes

  

-0.012 (-0.026, 0.002)

0.086

-0.012 (-0.026, 0.002)

0.088

Commercial medical insurance

      

 No

  

Ref

 

Ref

 

 Yes

  

0.005 (-0.024, 0.033)

0.753

0.004 (-0.024, 0.033)

0.769

  1. Note: a others include those who are divorced (34, 0.40%), widowed (1222, 14.31%) and other situations (15, 0.18%)