Hardship financing, productivity loss, and the economic cost of illness and injury in Cambodia

Table 2 Key variable summary statistics and expected direction in relation to dependent variables by model

	Units	Mean	Median	Std. Dev	min	max	Expected Direction Model 1	Expected Direction Model 2
Hardship Financing Model 1
Hardship financing (past 30 days)^a	binary	.03	0	.17	0	1	n.a	n.a
Consumption Expenditure Model 2
Monthly non-medical expenditure^a	US$	388.81	324.38	248.21	75.89	1530.91	n.a	n.a
Monthly non-food, non-medical exp.^a	US$	148.81	96.22	160.07	9.86	1013.84	n.a	n.a
Monthly food expenditure^a	US$	238.49	213.05	123.26	58.19	719.06	n.a	n.a
Variables of interest
Monthly net income^b	US$	1837.88	597.56	4188.99	-1888.35	28,081.40	-	+
Hardship financing (past 12 months)	binary	.02	0	.14	0	1	n.a	-
Equity card	percent	.10	0	.3	0	1	-	-
NSSF card^c	percent	.14	0	.35	0	1	-	n.a
Out-of-pocket health expenditures	US$	37.68	3.66	183.07	0	13,853.66	+	-
Non-productive days	days	.86	0	4.32	0	65	+	-
Savings spent for healthcare	percent	.01	0	.10	0	1	+	-
Head of household age^c	years	48.32	48	13.84	17	96	n.a	n.a
Head of household sex (female)	percent	.20	0	.40	0	1	+	-
Head of household education	years	8.27	6	12.62	0	88	-	+
Cumulative total adult education^c	years	17.9	14	14.9	0	122	n.a	+
Household size	people	4.42	4	1.77	1	17	-	+
Adults over 60 years	people	.43	0	.69	0	4	+	+
Disabled household member	percent	.10	0	.29	0	1	+	+
Adults of working age	people	2.68	2	1.42	0	12	-	+
Care-seeking at public provider	percent	.22	0	.41	0	1	-	+
Hospitalization in past 30 days	percent	.06	0	.25	0	1	+	-
Cumulative in-patient days	days	.28	0	1.71	0	52	+	-
Report of current illness for > 1 year	percent	.46	0	.50	0	1	+	-
Chronic illness type reported	percent	.07	0	.26	0	1	+	-
Covid-19 period	percent	.38	0	.48	0	1	+	-
Residing in Phnom Penh	percent	.09	0	.29	0	1	-	+
Current MFI or bank loan	percent	.31	0	.46	0	1	-	+

ISSN: 1475-9276