Table 1 Key financial risk protection metrics and definitions
From: Hardship financing, productivity loss, and the economic cost of illness and injury in Cambodia
Terminology | Definition | Reference |
|---|---|---|
Hardship Financing | Borrowing and selling assets, particularly land, to pay for healthcare | [36] |
Distress Financing | Borrowing with interest to pay for healthcare | [24] |
Capacity-to-pay | Total household consumption net of subsistence requirements, adjusted for equivalent household size | [48] |
Catastrophic Expenditure | Out-of-pocket health expenditures exceeding a pre-specified percentage of consumption or income; common thresholds found in the literature are 10%, 25%, and 40% | [59] |
Debt burden | Ratio of debt service to income or consumption expenditure | [47] |
Over-indebtedness | Ratio of debt service to household income, exceeding a prespecified threshold | [40] [8] |
Impoverishment | Extent to which people are made poor, or more poor, by spending on health | [60] |