Table 5 Mean and median out-of-pocket expenditure for hospitalization in PFHIS vs. non-PFHIS/no insurance coverage
Characteristic | Covered by PFHIS | No insurance | ||||
|---|---|---|---|---|---|---|
N | Median OOPE (INR) | Mean | N | Median OOPE (INR) | Mean | |
Health facilities | ||||||
 Private | 231 | 9000 | 25942 | 245 | 10500 | 23338 |
 Public | 300 | 0 | 4170 | 175 | 450 | 7167 |
Gender | ||||||
 Male | 255 | 3300 | 15654 | 178 | 5750 | 21480 |
 Female | 276 | 1900 | 11576 | 242 | 6000 | 13137 |
Marital Status | ||||||
 Never married | 45 | 1500 | 9766 | 36 | 5000 | 37565 |
 Currently Married | 377 | 3000 | 15369 | 268 | 6000 | 16668 |
 Currently not married | 109 | 2000 | 8308 | 116 | 3450 | 8840 |
Social Group | ||||||
 Scheduled Caste (SC) | 43 | 2000 | 9658 | 19 | 900 | 3920 |
 Scheduled Tribe (ST) | 9 | 0 | 2152 | 9 | 0 | 4861 |
 Other Backward Class (OBC) | 363 | 2900 | 12043 | 293 | 6000 | 17231 |
 Others | 116 | 2750 | 20226 | 99 | 7700 | 17874 |
Religion | ||||||
 Hindu | 390 | 2500 | 13889 | 266 | 4000 | 16553 |
 Muslim | 84 | 5000 | 13753 | 87 | 7300 | 17120 |
 Christian and others | 57 | 2000 | 11362 | 67 | 8000 | 15811 |
Wealth Quintile | ||||||
 Poorest | 143 | 3000 | 9930 | 74 | 2350 | 10426 |
 Poorer | 117 | 0 | 6103 | 82 | 5300 | 23794 |
 Middle | 118 | 4000 | 14291 | 86 | 3400 | 8452 |
 Richer | 97 | 2700 | 19965 | 96 | 6000 | 17927 |
 Richest | 56 | 4600 | 25376 | 82 | 9000 | 20260 |
Overall | 531 | 2880 | 13534 | 420 | 5800 | 16527 |