The promotion of pooling level of basic medical insurance and participants’ health: impact effects and mediating mechanisms

Table 10 Moral hazard in the provincial pooling of basic medical insurance

Variables	Outpatient or not	Hospitalization or not	Does the doctor require hospitalization
Provincial pooling	0.9976^c (0.1602)	0.9984^c (0.0567)	0.9634^c (0.1363)
Age	0.0683^c (0.0141)	-0.0153 ^c (0.0054)	0.0050 (0.0115)
Gender	0.0116 (0.0159)	0.0028 (0.0059)	-0.0095 (0.0108)
Education	-0.0309 ^c (0.0097)	0.0109 ^c (0.0039)	-0.0066 (0.0058)
Marriage	-0.0368^a (0.0201)	0.0013 (0.0074)	-0.0138 (0.0141)
Income	-0.0010 (0.0104)	-0.0065 ^a (0.0038)	-0.0055 (0.0070)
Smoking Habit	-0.0220 (0.0173)	0.0032 (0.0064)	0.0204 ^a (0.0122)
Drinking habit	-0.0222 (0.0174)	0.0076 (0.0064)	0.0042 (0.0122)
Residence	-0.0386^b (0.0168)	0.0351^c (0.0105)	0.4119^c (0.0086)
Economic level	0.1735 (0.2932)	-0.0605 (0.1057)	0.4837^c (0.1797)
Disease	0.3103^c (0.0197)	0.0072 (0.0094)	-0.0870^c (0.0167)
Constant	0.8561 (3.4747)	0.5857 (1.2526)	5.3834^c (1.8814)
Time fixed effect	Control	Control	Control
Provincial fixed effect	Control	Control	Control
Observation	1070	989	1800
R²	0.866	0.981	0.856

Note: Standard errors are in parentheses; ^c, ^b, ^a denote significant at the 1%, 5%, and 10% levels of significance

ISSN: 1475-9276