Table 7 Conditional logistic regression model for likelihood of incurring CHE [incurred CHE = 1; otherwise = 0] over one year period
NHIF status | CHE due to OOP healthcare costs as the dependent variable | CHE due to OOP healthcare and transport costs as the dependent variable | ||||
|---|---|---|---|---|---|---|
Odds Ratio (95% CI) | Std. Error | p-value | Odds Ratio (95% CI) | Std. Error | p-value | |
No NHIF (Inactive + No NHIF) (wave 1–4) (Ref) |  |  |  |  |  |  |
†Active NHIF (wave 1–4) | 0.67 (0.22–2.02) | 0.38 | 0.47 | 0.69 (0.29–1.66) | 0.31 | 0.41 |
No NHIF (Inactive + No NHIF) (wave 1–4) (Ref) |  |  |  |  |  |  |
‡Active NHIF (wave 1–4) | 0.99 (0.67–1.46) | 0.20 | 0.96 | 0.88 (0.62–1.24) | 0.16 | 0.47 |