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Table 3 Mean annual OOP payments (KES) by income quintiles, NHIF enrolment, NCD status and county*

From: Evaluating the effectiveness of the National Health Insurance Fund in providing financial protection to households with hypertension and diabetes patients in Kenya

 

Outpatient (SE)

Routine care (SE)

Inpatient (SE)

Total Healthcare costs (SE)

Transport (SE)

Overall (Healthcare + Transport) (SE)

Wealth quintile

      

 Quintile 1 (poorest)

29,757 (4,166)

18,442 (3,467)

13,294 (3,435)

38,962 (4,495)

9,583 (1,733)

46,439 (5,060)

 Quintile 2

33,397 (3,603)

11,978 (1,776)

10,453 (2,875)

38,441 (3,624)

9,293 (885)

46,143 (3,996)

 Quintile 3

33,291 (4,511)

13,842 (2,679)

24,197 (10,782)

45,330 (6,162)

9,184 (1,267)

53,418 (6,790)

 Quintile 4

40,597 (7,817)

13,811 (2,436)

39,537 (13,122)

57,689 (10,757)

10,687 (1,459)

66,574 (10,687)

 Quintile 5 (richest)

60,999 (15,328)

28,976 (10,044)

43,690 (19,064)

80,656 (16,683)

10,894 (1,321)

86,806 (16,076)

NHIF enrolment (Wave 1 to 4)

      

 Active NHIF

33,803 (7,660)

12,587 (4,236)

42,769 (22,847)

42,503 (8,752)

11,886 (2,234)

49,077 (8,323)

 No NHIF (Inactive + No NHIF)

44,865 (11,221)

8,706 (1.712)

9,754 (2,256)

48,796 (10,846)

12,999 (3,096)

58,345 (11,341)

 Partial NHIF†

39,434 (4,266)

18,883 (2,749)

27,096 (5,816)

53,576 (5,052)

9,210 (552)

61,368 (5,096)

NCD status

      

 Comorbid

45,421 (7,351)

15,135 (2,050)

30,560 (8,511)

58,263 (7,865)

9,688 (812)

66,095 (7,920)

 Diabetes

30,413 (3,212)

24,478 (8,247)

14,183 (6,452)

41,823 (6,070)

9,564 (1,197)

49,235 (6,375)

 Hypertension

36,501 (4,592)

17,690 (4,048)

26,171 (7,920)

49,075 (6,002)

10,316 (1,108)

57,030 (5,975)

County

      

 Busia

36,596 (3,856)

14,878 (1,867)

19,516 (4,849)

46,538 (4,374)

10,874 (1,071)

55,070 (4,593)

 Trans Nzoia

42,677 (6,444)

20,563 (4,504)

34,075 (9,305)

57,915 (7,521)

8,880 (482)

64,920 (7,430)

Total

39,524 (3,690)

17,626 (2,383)

26,210 (5,028)

52,013 (4,274)

9,922 (606)

59,766 (4,281)

  1. *Only households reporting OOP payments for care-seeking events
  2. † Includes households that changed from active to inactive/no NHIF enrolment or vice versa over one year