Table 2 Measurement and description of variables
S/N | Variable name | Measurement | Expected sign | ||
|---|---|---|---|---|---|
Insurance | Equity | Healthcare financing | |||
01 | Sicknesses | Households reported having any sickness month before surveys (Dummy, 1 = Sickness, 0 otherwise | Negative | Positive | Positive |
02 | Residence | Dummy, 1 = Urban, 0 otherwise | Positive | Indeterminate | Indeterminate |
03 | Household size | Total number of members in a household | Positive | Intermediate | Indeterminate |
04 | Education level | Dummy, 1 = primary, 0 otherwise | Indeterminate | Negative | Negative |
05 | Sex | Dummy, 1 = male, 0 otherwise | Uncertainty | Uncertain | Uncertain |
06 | Distance to health facility | Distance in kilometers | Uncertain | Uncertain | Uncertain |
07 | Education | Total number of years of schooling | Indeterminate | Negative | Negative |
08 | Age | Age in years | Uncertain | Uncertain | Uncertain |
09 | Presence of NCD | Dummy, 1 = For presence of any NCD, 0 otherwise | Negative | Positive | Positive |
10 | Out of pocket payment | Total cost incurred by household seeking health services | Uncertainty | Positive | Positive |
11 | Employment | Dummy, 1 = employed, 0 otherwise | Positive | Negative | Negative |
12 | Marital status | Dummy, 1 = married, 0 otherwise | Negative | Uncertain | Uncertain |
13 | Dependence ratio | Ratio of the non-working household members to total members of household | Negative | Negative | Negative |
14 | Income | Total household monthly income | Positive | Positive | Positive |
15 | Asset | Dummy, 1 = Asset ownership status (motorcar, bicycle, land etc.), 0 otherwise | Positive | Negative | Negative |