Table 5 Logistic Model estimating likelihood of incurring catastrophic health expenditure (n = 1773)

Age

  18–24

0.33

(0.11, 0.79)

0.024

0.51

(0.15, 1.47)

0.2

  25–44

0.29

(0.19, 0.45)

 < 0.001

0.53

(0.28, 1.01)

0.052

  45–64

0.53

(0.35, 0.80)

0.003

0.90

(0.53, 1.54)

0.7

  ˃64

—

—

Sex

  Female

—

—

  Male

1.03

(0.72, 1.44)

0.9

1.54

(0.99, 2.38)

0.053

Marital status

  Divorced/separated

—

—

  Married/ living together

0.89

(0.49, 1.75)

0.7

1.06

(0.53, 2.30)

0.9

  Never married/never lived together

0.82

(0.31, 2.04)

0.7

0.95

(0.33, 2.67)

 > 0.9

  Widowed

1.55

(0.82, 3.13)

0.2

0.88

(0.40, 2.04)

0.8

Ever attended school

  Yes

0.56

(0.39, 0.81)

0.002

0.90

(0.54, 1.52)

0.7

  No

—

—

Have health insurance

  Yes

0.41

(0.18, 0.80)

0.017

0.40

(0.17, 0.85)

0.027

  No

—

—

Wealth quintile

  Q1

—

—

  Q2

0.78

(0.50, 1.20)

0.3

0.90

(0.54, 1.48)

0.7

  Q3

0.49

(0.29, 0.79)

0.004

0.55

(0.30, 0.98)

0.044

  Q4

0.24

(0.12, 0.43)

 < 0.001

0.34

(0.16, 0.70)

0.004

  Q5

0.25

(0.13, 0.44)

 < 0.001

0.42

(0.18, 0.96)

0.044

Below poverty line

  Yes

3.73

(2.56, 5.56)

 < 0.001

3.14

(1.84, 5.51)

 < 0.001

  No

—

—

Member of financial group chama

  Yes

1.03

(0.73, 1.44)

0.9

1.47

(0.96,2.22)

0.71

  No

—

—

Admitted last 12 m

  Yes

3.75

(2.31, 5.91)

 < 0.001

3.18

(1.78, 5.55)

 < 0.001

  No

—

—

Outpatient visits last 4w

  Yes

3.72

(2.94, 4.75)

 < 0.001

4.09

(3.13, 5.39)

 < 0.001

  No

—

Presence of chronic ailment

  Yes

1.98

(1.41, 2.81)

 < 0.001

1.43

(0.94, 2.17)

0.10

  No

—

—