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Table 2 Reasons for not seeking care by insurance status

From: “It is like an umbrella covering you, yet it does not protect you from the rain”: a mixed methods study of insurance affordability, coverage, and financial protection in rural western Kenya

Reason for not seeking Care

Uninsured % (na)

Insured % (na)

Self-medication

48(616)

46.7(529)

Lacked money

24.6 (316)

26.7 (302)

Illness not considered serious enough

16.9 (217)

16.1 (182)

Long distance to provider

2.7 (34)

2.6 (30)

Drugs not available at the health facility

2 (26)

1.9 (22)

Poor quality service

1.1 (14)

1.0 (11)

Fear of discovering

0.9 (11)

1.0 (11)

High Cost of Care

0.8 (10)

0.7 (8)

Terminal illness

0.5 (6)

0.5 (6)

Religion /cultural reasons

0.2 (3)

0.3 (3)

Other

2.3 (30)

2.6 (29)

Total

100 (1283)

100 (1133)

  1. aResponses based on individual illness episodes and respondents could cite multiple reasons for not seeking care