Skip to main content

Table 3 Determinants of patient cost-sharing for outpatient and inpatient services from multilevel regression analysis

From: Temporal trends and variation in out-of-pocket expenditures and patient cost sharing: evidence from a Chinese national survey 2011–2015

 

Outpatient

Inpatient

 

Overall

Medicines only

Overall

Medicines only

 

Regression coefficient

P value

Regression coefficient

P value

Regression coefficient

P value

Regression coefficient

P value

Insurance type (ref: no insurance)

 NCMS

− 0.089 (− 0.127, − 0.051)

< 0.001

− 0.054(− 0.086, − 0.023)

0.001

− 0.281(− 0.334, − 0.229)

< 0.001

− 0.111(− 0.164, − 0.058)

< 0.001

 URBMI

− 0.094 (− 0.144, − 0.043)

< 0.001

− 0.063(− 0.105, − 0.02)

0.004

− 0.316(− 0.382, − 0.25)

< 0.001

− 0.134(− 0.2, − 0.067)

< 0.001

 UEBMI

−0.205 (− 0.252, − 0.158)

< 0.001

−0.171(− 0.211, − 0.131)

< 0.001

−0.453(− 0.513, − 0.393)

< 0.001

− 0.172(− 0.233, − 0.111)

< 0.001

 Others

−0.282 (− 0.352, − 0.211)

< 0.001

−0.278(− 0.34, − 0.215)

< 0.001

−0.508(− 0.598, − 0.418)

< 0.001

−0.167(− 0.259, − 0.076)

< 0.001

PCE (ref: lowest 20%)

 Lower 20%

− 0.022 (− 0.048, 0.004)

0.094

0.003(− 0.019, 0.025)

0.804

0.004(− 0.036, 0.044)

0.840

− 0.025(− 0.065, 0.015)

0.221

 Middle 20%

−0.025 (− 0.05, 0)

0.053

− 0.015(− 0.036, 0.007)

0.185

− 0.036(− 0.074, 0.003)

0.071

− 0.021(− 0.06, 0.018)

0.297

 Higher 20%

−0.015 (− 0.041, 0.01)

0.236

− 0.002(− 0.023, 0.02)

0.885

0.002(− 0.035, 0.039)

0.929

− 0.026(− 0.064, 0.011)

0.166

 Highest 20%

− 0.02 (− 0.046, 0.006)

0.128

− 0.007(− 0.029, 0.015)

0.540

0.016(− 0.02, 0.053)

0.382

−0.055(− 0.092, − 0.018)

0.004

Employment status (ref: not working)

 Retired

−0.091 (− 0.177, − 0.005)

0.038

−0.045(− 0.118, 0.028)

0.228

0.056(− 0.037, 0.15)

0.236

−0.033(− 0.128, 0.062)

0.495

 Working

−0.064 (− 0.15, 0.021)

0.140

−0.026(− 0.099, 0.047)

0.488

0.046(− 0.048, 0.14)

0.335

−0.031(− 0.127, 0.064)

0.518

Education (ref: primary school or below)

 Secondary school

−0.009 (− 0.03, 0.011)

0.369

−0.004(− 0.021, 0.013)

0.652

−0.028(− 0.055, − 0.002)

0.036

0.002(− 0.024, 0.029)

0.866

 College and above

−0.164 (− 0.24, − 0.089)

< 0.001

−0.155(− 0.221, − 0.089)

< 0.001

0.005(− 0.086, 0.096)

0.913

−0.104(− 0.197, − 0.012)

0.027

Age (ref: 45–54 years)

 55–64

− 0.025 (− 0.045, − 0.005)

0.013

−0.013(− 0.03, 0.004)

0.125

− 0.031(− 0.061, − 0.002)

0.035

−0.012(− 0.042, 0.017)

0.411

 65–74

− 0.054 (− 0.078, − 0.03)

< 0.001

−0.037(− 0.058, − 0.017)

< 0.001

−0.053(− 0.086, − 0.02)

0.002

−0.028(− 0.061, 0.006)

0.105

 75 and above

−0.078 (− 0.117, − 0.04)

< 0.001

−0.074(− 0.107, − 0.04)

< 0.001

−0.082(− 0.126, − 0.037)

< 0.001

−0.053(− 0.099, − 0.008)

0.022

Gender (ref: male)

 Female

0.008 (−0.008, 0.025)

0.324

0.019 (0.004, 0.033)

0.010

0.031 (0.009, 0.053)

0.006

0.031 (0.009, 0.053)

0.007

Marital (ref: single or divorce or widowed)

 Married or cohabitated

0.004 (−0.019, 0.027)

0.716

−0.018(− 0.037, 0.002)

0.076

0.038 (0.008, 0.069)

0.014

0.004(− 0.027, 0.035)

0.784

Comorbidity (ref: none)

 1 NCD

0.004 (−0.023, 0.031)

0.763

0.005(−0.019, 0.028)

0.694

0.031(−0.01, 0.071)

0.138

−0.004(− 0.045, 0.037)

0.851

 2 NCDs

0 (−0.027, 0.027)

0.995

0.011(− 0.013, 0.034)

0.364

0.015(− 0.024, 0.054)

0.452

−0.008(− 0.048, 0.032)

0.682

  > 2 NCDs

−0.005 (− 0.032, 0.021)

0.702

0(− 0.023, 0.022)

0.976

0.007(− 0.03, 0.044)

0.696

− 0.014(− 0.051, 0.023)

0.464

Location (ref: urban)

 Rural

0.013 (−0.011, 0.038)

0.290

0.003(− 0.017, 0.022)

0.774

0.045 (0.016, 0.073)

0.002

−0.018(− 0.046, 0.01)

0.210

GDP per capita (ref: low)

 Middle

−0.015 (− 0.043, 0.013)

0.295

− 0.017(− 0.04, 0.007)

0.162

0.029(− 0.007, 0.065)

0.117

− 0.006(− 0.04, 0.028)

0.713

 High

−0.09 (− 0.161, − 0.019)

0.013

−0.057(− 0.114, 0)

0.050

0.064(− 0.018, 0.145)

0.128

− 0.002(− 0.081, 0.076)

0.953

Year (ref: 2011)

 2013

−0.019 (− 0.041, 0.003)

0.092

− 0.002(− 0.021, 0.017)

 

− 0.09(− 0.122, − 0.059)

< 0.001

0.013(− 0.018, 0.044)

0.399

 2015

− 0.011 (− 0.035, 0.013)

0.372

− 0.018(− 0.039, 0.002)

 

− 0.079(− 0.112, − 0.046)

< 0.001

0.031(− 0.001, 0.064)

0.060

VPC, %

 Province

1.5%

 

0.6%

 

0.0%

 

0.0%

 

 City

1.6%

 

1.6%

 

2.7%

 

0.5%

 

 Community

2.9%

 

1.4%

 

0.7%

 

1.8%

 

 Individual

94.0%

 

96.3%

 

96.6%

 

97.7%

 
  1. Note:
  2. 95% CI was displayed in parentheses after the regression coefficient
  3. Respondents categorised in other insurance group were enrolled in insurance program other than the three major social health insurance, such as private insurance, government-funded insurance (Gong Fei) etc
  4. Abbreviation: UEBMI Urban Employee Basic Medical Insurance, URBMI Urban Resident Basic Medical Insurance, NCMS New Rural Cooperative Medical Scheme, Others government health care, private medical insurance and others, PCE Per capita expenditure (Chinese Yuan), NCD Non-communicable disease, VPC Variance partition coefficient
  5. A likelihood ratio test was conducted to compare the fully adjusted model with null model with only random intercept and multivariable linear model. Fully adjusted multilevel model is preferred (P < 0.01)