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Table 1 Characteristics of participants covered by URRBMI, URBMI or NCMS in 2013

From: Can the reform of integrating health insurance reduce inequity in catastrophic health expenditure? Evidence from China

 

Households covered by URRBMI

Households covered by URBMI or NCMS

N

%/mean

N

%/mean

Household size

  < =2

4860

43.77

9210

44.73

 3–4

4342

39.10

8347

40.54

  > =5

1902

17.13

3033

14.73

Gender of household head

 Male

8659

77.98

15,691

76.21

 Female

2445

22.0

4899

23.79

Marital status of household head

 Unmarried and others

9273

83.51

17,433

84.67

 Married

1831

16.49

3157

15.33

Educational level of household head

 Illiterate

1773

15.97

2838

13.78

 Primary school

4206

37.88

7435

36.11

 Junior middle school

3955

35.62

7859

38.17

 Senior high school or above

1170

10.53

2458

11.94

Employment status of household head

 Employed

8333

75.0

16,427

79.78

 Retired

440

4.0

755

3.67

 Unemployed and others

2331

21.0

3408

16.55

Place of residence

 Urban

3439

30.97

6234

30.28

 Rural

7665

69.03

14,356

69.72

Region of household

 East

5895

53.09

5737

27.86

 Middle

1583

14.26

7635

37.08

 West

3626

32.65

7218

35.06

Type of medical insurance scheme

 URRBMI

11,104

100

–

 MIUR

–

 

2715

13.19

 NCMS

–

 

17,875

86.81

Preferred institution for common diseases

 Primary hospital

9718

87.52

19,051

92.53

 Non-primary hospital

1386

12.48

1539

7.47

Household including hospitalized member

 Yes

2312

20.82

4592

22.30

 No

8792

79.18

15,998

77.70

Household including member with chronic disease

 Yes

5042

45.41

8550

41.53

 No

6062

54.59

12,040

58.47

Household with members aged five or younger

 Yes

2043

18.40

4169

20.25

 No

9061

81.60

16,421

79.75

Household with members aged sixty and above

 Yes

5188

46.72

8897

43.21

 No

5916

53.28

11,693

56.79

Expenditure quintile a (US$)b

 Quintile I (poorest)

 

 417.58

 

384.02

 Quintile II

 

855.55

 

778.51

 Quintile III

 

1365.04

 

1201.88

 Quintile IV

 

2114.28

 

1831.15

 Quintile V (wealthiest)

 

4801.56

 

3816.38

  1. US$ United States Dollar
  2. aQuintile 1 is the poorest 20%, and quintile 5 is the wealthiest 20%
  3. bAccording to the exchange rate of 6.1932 yuan to US$ 1.00