Table 3 Included covariates

Nationality

1 = Spanish; 0 = Dutch

n/a

Gender

1 = man; 0 = woman

F41

Age

Dummies by 10 year birth cohorts

F42

Education

Dummies by education level completed

F15

Living with a spouse or partner

0 = yes; 1 = no

F36

Using the same card, please tell me how often you and your family experienced severe financial difficulties when you were growing up?

1 = Always; 5 = Never

E32