Table 1 Basic information about the three medical insurance schemes in China
UEBMI | URBMI | NCMS | |
|---|---|---|---|
Inception year | 1998 | 2007 | 2003 |
Eligible population | Urban, employed | Urban, non-employed | All rural population |
Number of people insured (2013) | 265 million | 271 million | 805 million |
Source of founding (2011) | Contributory (8% of annual wage, 6% from employers, and 2% from employees) | Government subsidy (200 Yuan) and individual premium (varied by locations) | Government subsidy (200 Yuan) and individual premium (varied by locations) |
Per-capita fund (2013) | 2688.9 Yuan | 419.1 Yuan | 387.5 Yuan |
Annual maximum reimbursement cap(2011) | 6 times of disposable personal income (at least 50,000 Yuan) | 6 times of disposable personal income (at least 50,000 Yuan) | at least 50,000 Yuan |
Inpatient and outpatient services for catastrophic illness | Yes | Yes | Yes |
General outpatient services | Comprehensive | Limited and varied by locations | Limited and varied by locations |