Catastrophic expenditure due to out-of-pocket health payments and its determinants in Colombian households

Table 2 Probit model: Probability of incurring in catastrophic healthcare spending

Variables		Coef.	Std. Err.	z	P > \|z\|	[95 % CI]
Region^a	Atlántica	−0.229	0.041	−5.610	0.000	−0.310	−0.149
	Oriental	−0.274	0.047	−5.790	0.000	−0.366	−0.181
	Central	−0.295	0.053	−5.560	0.000	−0.399	−0.191
	Valle	−0.297	0.060	−4.920	0.000	−0.415	−0.179
	Orinoquía-Amazonía	−0.379	0.078	−4.830	0.000	−0.532	−0.225
	Antioquia	−0.412	0.062	−6.610	0.000	−0.534	−0.290
	Bogotá	−0.413	0.072	−5.740	0.000	−0.554	−0.272
	San Andrés	−0.465	0.095	−4.890	0.000	−0.651	−0.278
Type of Family^b	Nuclear	−0.071	0.041	−1.740	0.082	−0.151	0.009
	One person	−0.011	0.075	−0.140	0.887	−0.158	0.136
	Composite	−0.481	0.188	−2.560	0.010	−0.849	−0.113
Household Members < =5 and/or > =65 years old		0.116	0.038	3.040	0.002	0.041	0.192
Health Insurance Policy^c	Subsidized	0.306	0.055	5.580	0.000	0.198	0.413
	Combined	0.296	0.056	5.310	0.000	0.187	0.405
	Non-insured	0.257	0.087	2.940	0.003	0.086	0.427
	Special	−0.015	0.174	−0.080	0.933	−0.357	0.327
Any In-patient Event		0.767	0.052	14.760	0.000	0.665	0.868
Income Quintiles^d	Quintile IV	0.097	0.070	1.390	0.166	−0.040	0.234
	Quintile III	0.203	0.067	3.040	0.002	0.072	0.334
	Quintile II	0.336	0.069	4.850	0.000	0.200	0.471
	Quintile I	0.211	0.071	2.980	0.003	0.072	0.350
Ratio of Members Who Work		−0.344	0.068	−5.060	0.000	−0.477	−0.210
Constant		−1.373	0.088	−15.580	0.000	−1.545	−1.200

ISSN: 1475-9276