Naive model | 2SRI | |||
---|---|---|---|---|
Coefficient | ME | Coefficient | ME | |
Insurance | −0.289*** | −0.096 | −0.225*** | −0.075 |
(0.040) | (0.043) | |||
Age | 0.001 | 0.001 | 0.005*** | 0.002 |
(0.001) | (0.002) | |||
Male | −0.200*** | −0.069 | −0.234*** | −0.081 |
(0.041) | (0.042) | |||
Household size | 0.056*** | 0.019 | 0.058*** | 0.019 |
(0.008) | (0.008) | |||
Rural locality | 0.285*** | 0.101 | 0.290*** | 0.102 |
(0.041) | (0.041) | |||
Year 2009 | 0.476*** | 0.161 | 0.436*** | 0.147 |
(0.034) | (0.035) | |||
Good health status | −0.131 | −0.046 | −0.179* | −0.063 |
(0.078) | (0.079) | |||
Use of out-patient services | 0.019 | 0.006 | 0.114* | 0.040 |
(0.047) | (0.052) | |||
Use of in-patient services | 0.406** | 0.151 | 0.429** | 0.160 |
(0.133) | (0.134) | |||
Occupation: Farmer | −0.030 | −0.101 | −0.088 | −0.029 |
(0.060) | (0.061) | |||
Government/Self employed | −0.264*** | −0.089 | −0.280*** | −0.095 |
(0.060) | (0.060) | |||
Unemployed | 0.322** | 0.117 | 0.282** | 0.102 |
(0.106) | (0.108) | |||
Education: Primary | −0.241*** | −0.079 | −0.240*** | −0.079 |
(0.052) | (0.052) | |||
Secondary | −0.356*** | −0.119 | −0.291*** | −0.098 |
(0.046) | (0.049) | |||
Tertiary | −0.997*** | −0.248 | −0.811*** | −0.216 |
(0.091) | (0.100) | |||
Residual | −0.608*** | −0.208 | ||
(0.136) | ||||
Constant | −0.408** | −0.363** | ||
(0.126) | (0.127) | |||
Observations | 6,448 | 6,406 |