Skip to main content

Table 4 Consumer Experience Choosing an Insurance Plan

From: Experiences applying for and understanding health insurance under Massachusetts health care reform

 

Insurance Type

Group p- value

Had a role in choosing health insurance company or plan

Total N = 360

Medicaid N = 169

CWC 1 N = 49

CWC 2/3 N = 30

Private N = 112

 

 Had all information needed to choose a plan wisely

308 (88 %)

147 (90.2 %)

38 (79.2 %)

21 (77.8 %)

102 (91.1 %)

0.469

 Found it hard to understand information about plans

132 (38.0 %)

59 (37.1 %)

17 (34.7 %)

17 (56.7 %)

39 (35.8 %)

0.176

 Agreed it would have been easier to choose a plan with fewer plans to choose from

98 (39.4 %)

44 (43.6 %)

11 (37.9 %)

8 (38.1 %)

35 (35.7 %)

0.721

 Agreed had sufficient information about costs to choose plan wisely

285 (81.4 %)

134 (82.2 %)

34 (75.6 %)

22 (73.3 %)

95 (84.8 %)

0.355

 Were able to get questions about plans answered

306 (88.7 %)

140 (87.0 %)

40 (85.1 %)

25 (89.3 %)

101 (92.7 %)

0.422