The influence of the rural health security schemes on health utilization and household impoverishment in rural China: data from a household survey of western and central China

Table 3 Effects of different types of health service and prepayment scheme on financial catastrophe (N = 3333)

Kind of service	Status of Reimbursement	Incidence of catastrophic health payment		Intensity of catastrophic health payment
		Percentage (a)	Proportion avoided by schemes (%) (b)	Percentage (c)	Proportion avoided by schemes (%) (d)
In-patient and non-admission*	Before reimbursement	14.31 (a0)	Reference	2.84 (c0)	Reference
	After reimbursement
	-NRCMS	12.90 (a1)	9.9^† (b1)	2.36 (c1)	16.9^† (d1)
	-NRCMS + MFA	12.87 (a2)	10.1^† (b2)	2.35 (c2)	17.3^† (d2)
	-all insurances ^Δ	12.78 (a3)	10.7^† (b3)	2.32 (c3)	18.3^† (d3)
In-patient Only	Before reimbursement	2.67	Reference	0.51	Reference
	After reimbursement
	-NRCMS	1.56	41.6^†	0.26	49.0^†
	-NRCMS + MFA	1.56	41.6^†	0.25	51.0^†
	-all insurances	1.50	43.8^†	0.24	52.9^†
Non-admission Only	Before reimbursement	8.88	Reference	1.60	Reference
	After reimbursement
	-NRCMS	8.79	1.01	1.56	2.50
	-NRCMS + MFA	8.76	1.35	1.56	2.50
	-all insurances	8.76	1.35	1.56	2.50

Note: *: Non-admission payments include the payment for out-patient and self-treatment and traditional medicine service;
Δ: All insurances include NRCMS + MFA + private insurance;
†: Significant at 5%; Examples of calculation:
b1 = (a1-a0)/a0×100%; b2 = (a2-a0)/a0×100%; b3 = (a3-a0)/a0×100%;
d1 = (c1-c0)/c0×100%; d2 = (c2-c0)/c0×100%; d3 = (c3-c0)/c0×100%

ISSN: 1475-9276