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Table 3 Effects of different types of health service and prepayment scheme on financial catastrophe (N = 3333)

From: The influence of the rural health security schemes on health utilization and household impoverishment in rural China: data from a household survey of western and central China

Kind of service Status of Reimbursement Incidence of catastrophic health payment Intensity of catastrophic health payment
   Percentage (a) Proportion avoided by schemes (%) (b) Percentage (c) Proportion avoided by schemes (%) (d)
In-patient and non-admission* Before reimbursement 14.31 (a0) Reference 2.84 (c0) Reference
  After reimbursement     
     -NRCMS 12.90 (a1) 9.9 (b1) 2.36 (c1) 16.9 (d1)
     -NRCMS + MFA 12.87 (a2) 10.1 (b2) 2.35 (c2) 17.3 (d2)
     -all insurances Δ 12.78 (a3) 10.7 (b3) 2.32 (c3) 18.3 (d3)
In-patient Only Before reimbursement 2.67 Reference 0.51 Reference
  After reimbursement     
     -NRCMS 1.56 41.6 0.26 49.0
     -NRCMS + MFA 1.56 41.6 0.25 51.0
     -all insurances 1.50 43.8 0.24 52.9
Non-admission Only Before reimbursement 8.88 Reference 1.60 Reference
  After reimbursement     
     -NRCMS 8.79 1.01 1.56 2.50
     -NRCMS + MFA 8.76 1.35 1.56 2.50
     -all insurances 8.76 1.35 1.56 2.50
  1. Note: *: Non-admission payments include the payment for out-patient and self-treatment and traditional medicine service;
  2. Δ: All insurances include NRCMS + MFA + private insurance;
  3. †: Significant at 5%; Examples of calculation:
  4. b1 = (a1-a0)/a0×100%; b2 = (a2-a0)/a0×100%; b3 = (a3-a0)/a0×100%;
  5. d1 = (c1-c0)/c0×100%; d2 = (c2-c0)/c0×100%; d3 = (c3-c0)/c0×100%