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Table 3 Summary Statistics of the Study Sample

From: The financial protection effect of Ghana National Health Insurance Scheme: evidence from a study in two rural districts

Variables NHIS nonmembers
(N = 6,718)
NHIS members
(N = 4,899)
  Mean s.d. Mean s.d.
OOP health expenditure (old Cedi) 29,843 278,617 21,503 265,705
Had positive OOP expenditure 0.042 0.202 0.032 0.177
Health expenditure > = 10% non-food consumption expenditure per capita 0.026 0.158 0.015 0.120
Health expenditure > = 20% non-food consumption expenditure per capita 0.020 0.140 0.009 0.094
Health expenditure > = 10% income per capita 0.021 0.143 0.012 0.108
Health expenditure > = 5% income per capita 0.028 0.164 0.015 0.124
Chronic health condition 0.028 0.164 0.063 0.242
Bad health (self-assessed) 0.014 0.119 0.023 0.149
Male 0.485 0.500 0.444 0.497
Age 22.553 19.202 26.088 22.775
Ethnic Akan 0.672 0.470 0.815 0.389
One hh member in solidarity scheme 0.098 0.297 0.147 0.354
Female-headed household 0.299 0.458 0.347 0.476
Hh head has no education 0.364 0.481 0.291 0.454
Hh head education: primary 0.563 0.496 0.579 0.494
Hh head education: > = secondary 0.073 0.260 0.130 0.337
Hh head not working 0.093 0.290 0.091 0.288
Hh head is farmer/fisherman 0.710 0.454 0.644 0.479
Hh head is government worker 0.039 0.193 0.066 0.248
Hh head is artisan 0.134 0.340 0.171 0.377
Hh head is trader 0.024 0.154 0.028 0.165
Quintile 1 (poorest) 0.275 0.446 0.115 0.319
Quintile 2 0.223 0.416 0.174 0.379
Quintile 3 0.171 0.377 0.210 0.407
Quintile 4 0.184 0.387 0.213 0.409
Quintile 5 0.147 0.354 0.289 0.453
Household size 6.317 3.066 5.932 2.791
Urban 0.116 0.320 0.130 0.336
  1. Note: The statistics are adjusted for sampling weight.
  2. Hh=household
  3. Cedi is old Ghana Cedi, 2007 current value; exchange rate: 1 USD = 9,302 Cedi (2007)