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Table 3 Socio-demographic factors associated with payment of NHIS premiums among older adults

From: Towards universal access to healthcare for older adults: an assessment of the old-age exemption policy under Ghana’s National Health Insurance Scheme

Variable

Means of payment for NHIS premiums (%)

Exempt

Other

Age

 70–79

38.84

61.16

 80–89

49.46

50.54

 90–99+

54.35

45.65

Sex

 Male

39.89

60.11

 Female

44.66

55.34

Marital status

 In union

40.07

59.93

 Not in union

44.88

55.12

Religious Denomination

 No religion/Traditionalist

45.76

54.24

 Christian

42.63

57.37

 Muslim

41.51

58.49

Ever attended school

 Yes

38.44

61.56

 No

44.82

55.18

Health status

 No illness or injury

41.16

58.84

 Experienced illness/injury

47.91

52.09

Income quintiles

 1 (Poorest)

41.83

58.17

 2

40.89

59.11

 3

43.58

56.42

 4

50.74

49.26

 5 (Richest)

40.65

59.35

Place of residence

 Urban

45.26

54.74

 Rural

41.77

58.23

Region of residence

 Western

48.31

51.69

 Central

43.30

56.70

 Volta

37.19

62.81

 Eastern

56.83

43.17

 Ashanti

39.09

60.91

 Brong Ahafo

55.74

44.26

 Northern

20.74

79.26

 Upper East

51.96

48.04

 Upper West

39.62

60.38

 Greater Accra

24.24

75.76

Poverty status of region

 Very Poor

39.00

61.00

 Poor

44.22

55.78

 Non-poor

43.81

56.19

Total %

42.84

57.16