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Table 4 Marginal effects

From: Willingness to pay for private health insurance among workers with mandatory social health insurance in Mongolia

  Total Female Male
Marginal effect SE   Marginal effect SE   Marginal effect SE  
Age −66 86   −64 89   −74 88  
Sex (male) 292 1628        
Household income 3482 816 *** 2101 1145   4987 1130 ***
Industry
 Mining and quarrying (base)          
 Processing industries 3749 2743   3892 2830.9   3772 2817  
 Electricity 3654 3179   3691 3276   3882 3254  
 Construction 10,875 4368 * 11,063 4473 * 11,257 4480 *
 Wholesale and retail trade 9597 3089 ** 9903 3173 ** 9719 3188 **
 Transportation 2519 3365   2589 3475   2591 3442  
 Information, communication 2894 3161   2878 3259   3167 3236  
 Finance and insurance 10,542 4127 * 10,684 4202 * 10,983 4251 *
 Public administration − 1433 3079   − 1469 3181   − 1493 3152  
 Education services 11,718 4109 ** 11,799 4212 ** 12,306 4244 **
 Health care 2841 3630   2907 3738   2947 3723  
Satisfied with SHI
 No (base)          
 Yes 3429 1502 * 3456 1546 * 3628 1538 *
Education
 Primary/ Secondary (base)          
 College 933 2586   1028 2667   824 2630  
 University 843 1777   829 1821   923 1811  
 Postgraduate − 598 2567   − 634 2640   − 573 2616  
Marital status
 Never married (base)          
 Married − 1097 1687   − 1115 1727   − 1140 1724  
 Other − 3224 2600   − 3259 2686   − 3398 2650  
Proportion of income spent on medical care
 none          
  < 5% (base) 4227 1934 * 3418 2906   4981 2584  
 5–15% 2751 1811   − 626 2498   6079 2645 *
 15–25% 2975 2331   − 4327 2866   10,004 3651 **
  > 25% 2548 2794   3371 3805   1909 3982  
Self-rated health
 very good (base)          
 good − 638 2537   − 672 2605   − 614 2587  
 fair − 1871 2749   − 1891 2830   − 1970 2797  
 poor − 4009 4580   − 4062 4732   − 4225 4660  
 very poor − 2515 9580   − 2795 9816   − 2134 9760  
Smoking status
 Nonsmoker (base)          
 Past smoker 5697 2829 * 8618 4627   3047 3386  
 Current smoker −186 1772   1527 2951   − 1788 2016  
Adequate exercise
 No (base)          
 Don’t know − 1105 1850   − 4350 2678   2014 2731  
 Yes 1632 1699   285 2737   3109 2152  
  1. *P ≤ .05; **P ≤ .01; ***P ≤ .001