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Table 4 Utilization of health service under different insurance conditions

From: Targeting vulnerable groups of health poverty alleviation in rural China— what is the role of the New Rural Cooperative Medical Scheme for the middle age and elderly population?

 

Insured

Uninsured

Variables

Prevalence rate (%)

Inpatient rate (%)

Outpatient rate (%)

Out-of-pocket

(yuan)

Prevalence rate (%)

Inpatient rate (%)

Outpatient rate (%)

Out-of-pocket

(yuan)

Family size 1

14.8

13.5*

20.1

310.46

16.9

12.3

16.2

330.35

Family size 2

15

12.4

20.5

332.16

16.2

13.3

17.7

421.5

Family size 3

14.6

14.2

22.8

343.22

8

11.8

15.7

392.24

Family size 4

/

33.3

33.3

138

/

/

/

417

Households with members aged over 65 years

16.6**

15.3**

21.6*

321.13**

14.7

15.5

17.1

368.12

Households without members aged over 65 years

14

12.2

20

323.00

16.3

10.8

16.8

349.33

Having No chronic disease

13.11

11.1

19.1

306.69

14.8

11.7

16.2

319.49

Having One chronic disease

15.7**

14.8**

21.3

322.50

16.6

13.5

17.6

342.64

Having Two chronic diseases

15.8

13.8

21.6

343.78

16.7

13.8

17.6

500.61

Having Three chronic diseases

16.9

15.6

20.5

409.75

17.6

9.5

11.7

310.44

No disability

13.6

12.3

20.2*

304.34

15

11.4

15.4

352.03

Disability

17.1**

14.9**

20.8*

349.58**

17.7

14.7

18.8

391.15

Inpatient

23.4**

100**

34.5**

536.26**

27.3

100**

38.6**

467.06

No Inpatient

13.8

0

18.3

289.03

14.7

0

13.5

354.54

Illiteracy

15.5

13.1

20.2

276.49

16

17

16.5

406.03

Elementary school and junior high school

14.6

13.4

20.6

317.94

16.8

10.3

16.2

356.1

High school

13.1

12.1

19.8

367.78

12.7

11.4

14.6

412.58

University and above

12.5

22.2

11.1

115.47

/

/

/

312.5

The poorest level

14.6

13.3

20.7

58.38**

17.6

10.8

12.9

54.09**

Sub poverty level

14.8

13.1

19.7

129.18

15.6

11.3

17.9

121.97

General level

14.5

12.4

20.7

216.97

14.9

11.5

14.3

192.09

Richer level

15.5

12.4

19.8

393.53

17.7

13

17

369.3

Most wealthy level

14.8

15.3

21.3

1131.39

13.6

17.6

22.9

1158.42

  1. *P < 0.05; **P < 0.01