Independent variable | Unadjusted model | Covariates† + after-tax income |
---|---|---|
 | OR (95% CI) | aOR (95% CI) |
Homeownership status & housing asset level | ||
 Renters | 1.00 | 1.00 |
 Owners with mortgage & low housing asset | 0.79 (0.51–1.23) | 0.73 (0.42–1.27) |
 Owners with mortgage & higher housing asset | 0.42 (0.32–0.55) | 0.50 (0.35–0.71) |
 Mortgage-free owners with low housing asset | 0.41 (0.21–0.81) | 0.54 (0.26–1.13) |
 Mortgage-free owners with higher housing asset | 0.10 (0.06–0.15) | 0.18 (0.11–0.30) |