| Independent variable | Unadjusted model | Covariates† + after-tax income |
|---|
| | OR (95% CI) | aOR (95% CI) |
|---|
| Homeownership status & housing asset level |
| Renters | 1.00 | 1.00 |
| Owners with mortgage & low housing asset | 0.79 (0.51–1.23) | 0.73 (0.42–1.27) |
| Owners with mortgage & higher housing asset | 0.42 (0.32–0.55) | 0.50 (0.35–0.71) |
| Mortgage-free owners with low housing asset | 0.41 (0.21–0.81) | 0.54 (0.26–1.13) |
| Mortgage-free owners with higher housing asset | 0.10 (0.06–0.15) | 0.18 (0.11–0.30) |
- aOR, adjusted odds ratios; OR, unadjusted odds ratios; CI, confidence interval
- Note: The logistic regression models used sampling weights to obtain population-based OR and aOR; the 95% CI are calculated using bootstrapped standard errors estimated with 1000 bootstrap weights provided by Statistics Canada to account for the complex survey design. Odds ratios in bold are significantly different from 1.00 (p values < 0.05)
- * Low housing asset defined as home value ≤$120,000, representing the lowest decile of home value; higher housing asset defined as home value >$120,000
- † Covariates include household type, number of children < 18 years of age, presence of household member with disability, age of head of household, household education, main income source, region of residence and population centre size
