Table 5 Predicted probabilities of Incurring Distress Financing on Institutional Delivery by Selected Socio-Demographic Characteristics in India, Bihar and Telangana, 2015–16

 Urban

0.194

(0.189, 0.199)

0.273

(0.245, 0.302)

0.355

(0.306, 0.404)

 Rural

0.186

(0.183, 0.189)

0.321

(0.311, 0.330)

0.357

(0.322, 0.393)

 15–24

0.195

(0.191, 0.199)

0.309

(0.293, 0.326)

0.365

(0.324, 0.407)

 25–35

0.185

(0.182, 0.187)

0.316

(0.304, 0.329)

0.351

(0.315, 0.387)

 35+

0.193

(0.180, 0.207)

0.355

(0.299, 0.411)

0.249

(−0.029, 0.527)

 No education

0.229

(0.223, 0.234)

0.348

(0.334, 0.363)

0.418

(0.350, 0.486)

 Primary

0.216

(0.210, 0.222)

0.320

(0.295, 0.346)

0.501

(0.415, 0.587)

 Secondary

0.192

(0.189, 0.196)

0.303

(0.285, 0.321)

0.358

(0.318, 0.399)

 Higher

0.140

(0.136, 0.144)

0.230

(0.206, 0.255)

0.271

(0.224, 0.318)

 Hindu

0.186

(0.183, 0.188)

0.309

(0.299, 0.319)

0.361

(0.332, 0.390)

 Muslim

0.211

(0.205, 0.217)

0.350

(0.325, 0.376)

0.325

(0.241, 0.409)

 Others

0.177

(0.168, 0.186)

0.651

(0.339, 0.963)

0.343

(0.191, 0.496)

 Schedule caste

0.200

(0.195, 0.205)

0.298

(0.279, 0.318)

0.339

(0.280, 0.398)

 Schedule tribe

0.190

(0.184, 0.196)

0.337

(0.284, 0.389)

0.400

(0.309, 0.491)

 OBC

0.190

(0.187, 0.194)

0.325

(0.313, 0.337)

0.355

(0.320, 0.389)

 Others

0.175

(0.170, 0.179)

0.294

(0.271, 0.317)

0.361

(0.287, 0.436)

 1

0.183

(0.179, 0.187)

0.323

(0.303, 0.342)

0.339

(0.294, 0.384)

 2

0.187

(0.184, 0.191)

0.312

(0.295, 0.329)

0.364

(0.326, 0.402)

 3

0.191

(0.185, 0.196)

0.321

(0.302, 0.341)

0.374

(0.303, 0.444)

 4+

0.203

(0.196, 0.209)

0.304

(0.284, 0.324)

0.353

(0.215, 0.492)

 Public facility

0.188

(0.185, 0.191)

0.327

(0.315, 0.339)

0.327

(0.275, 0.378)

 Private facility

0.188

(0.183, 0.194)

0.282

(0.258, 0.305)

0.373

(0.336, 0.411)

 Normal Delivery

0.183

(0.180, 0.185)

0.312

(0.302, 0.322)

0.317

(0.274, 0.360)

 Caesarean Delivery

0.211

(0.206, 0.217)

0.339

(0.303, 0.374)

0.381

(0.346, 0.416)

 Poorest

0.313

(0.305, 0.320)

0.394

(0.379, 0.409)

0.453

(0.341, 0.565)

 Poorer

0.255

(0.249, 0.260)

0.306

(0.289, 0.323)

0.383

(0.318, 0.449)

 Middle

0.201

(0.196, 0.205)

0.239

(0.217, 0.261)

0.406

(0.355, 0.457)

 Richer

0.150

(0.146, 0.155)

0.191

(0.164, 0.219)

0.362

(0.314, 0.411)

 Richest

0.084

(0.080, 0.087)

0.113

(0.077, 0.149)

0.222

(0.161, 0.282)

 No

0.189

(0.186, 0.192)

0.331

(0.314, 0.347)

0.359

(0.331, 0.388)

 Yes

0.188

(0.184, 0.191)

0.303

(0.290, 0.316)

0.337

(0.257, 0.417)

 0–1000

0.085

(0.083, 0.088)

0.221

(0.207, 0.236)

0.137

(0.098, 0.175)

 l000–5000

0.215

(0.211, 0.219)

0.316

(0.303, 0.329)

0.272

(0.216, 0.328)

 5000–10,000

0.290

(0.282, 0.297)

0.429

(0.395, 0.463)

0.408

(0.339, 0.477)

 10,000–15,000

0.328

(0.317, 0.339)

0.476

(0.424, 0.528)

0.476

(0.403, 0.549)

 15,000–20,000

0.368

(0.352, 0.383)

0.503

(0.433, 0.573)

0.486

(0.389, 0.583)

 20,000+

0.408

(0.396, 0.419)

0.560

(0.512, 0.607)

0.551

(0.495, 0.606)