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Table 3 Logistic Results of Determinants of Paying NHIS Premium by MPPS

From: Determinants of paying national health insurance premium with mobile phone in Ghana: a cross-sectional prospective study

Paying by Mobile Phone

OR

S.E.

Z

P>z

95% C.I.

Young Age

2.1436

2.2888

0.7100

0.4750

0.2644

17.3780

Middle Age

1.4251

1.5304

0.3300

0.7410

0.1737

11.6935

KMA

15.8932***

4.9820

8.8200

0.0000

8.5978

29.3789

Female

1.7828

0.5345

1.9300

0.0540

0.9906

3.2086

Married

1.3099

0.4280

0.8300

0.4090

0.6904

2.4851

Income

3.0665

2.1316

1.6100

0.1070

0.7852

11.9766

Formerly married

2.4325

1.6846

1.2800

0.1990

0.6260

9.4525

Basic Education

4.1707*

3.0025

1.9800

0.0470

1.0173

17.0995

Senior High School

4.8877*

3.7964

2.0400

0.0410

1.0665

22.4000

Tertiary Education

2.4419*

0.9311

2.3400

0.0190

1.1565

5.1559

Informally employee

4.7950*

3.1220

2.4100

0.0160

1.3384

17.1789

Formally employee

1.0903

0.0885

1.0700

0.2860

0.9300

1.2783

Constant

2.1436

2.2888

0.7100

0.4750

0.2644

17.3780

No. of Observation = 1040

R2 = 0.2316

Test

Categories

X 2

P-Value

Overall model evaluation

Likelihood ratio test

-187.23135

0.0000

Goodness-of-fit test

Hosmer & Lemeshow

11.95

0.1539

  1. *p < 0.05; ***p < 0.001