Skip to main content

Advertisement

Table 1 Descriptive statistics by gender and insurance status

From: How does membership in local savings groups influence the determinants of national health insurance demand? A cross-sectional study in Kisumu, Kenya

  ROSCA member Non-ROSCA member
Insured (n = 38) Uninsured (n = 125) Combined (n = 163) Insured (n = 81) Uninsured (n = 200) Combined (n = 281)
Household characteristics
 Median household sizeb 4 (3,5) 4 (3,5) 4 (3,5) 5 (3,6) 4 (3,5) 4 (3,5)
 Households with children <=5 years 48% 59% 56% 61% 58% 58%
 Households with children <=15 years 75% 76% 76% 84% 78% 79%
 Households with elderly > = 60 years 11% 6% 7% 8% 10% 10%
 Average socioeconomic status (SES) scoreaa 3.47 (0.28) 2.95 (0.27) 3.19 (0.27) 3.16 (0.21) 2.69 (0.26) 2.80 (0.25)
 % of poor households (Q1-Q2) 26% 42% 37% 29% 50% 45%
 % of rich households (Q5) 32% 18% 22% 18% 15% 16%
 Annual average household expenditure (KShs)a 365,060 (154435) 361,195 (734010) 362,309 (624283) 373,513 (571020) 230,524 (208211) 263,859 (333668)
Household head characteristics
 Median ageb 39 (29,45) 35 (28,40) 36 (27,40) 34 (27,42) 35 (26,39) 35 (27,40)
 Female household heads 21% 29% 26% 13% 34% 29%
 Secondary-level education and above 63% 49% 53% 71% 43% 50%
 Married household heads 83% 72% 75% 87% 66% 71%
 Paid employee 38% 38% 38% 61% 30% 37%
 Small-scale business owner 56% 57% 57% 32% 62% 55%
 No fixed employment 6% 5% 5% 8% 7% 7%
 More than one earner 52% 32% 37% 39% 19% 24%
 Profits as remuneration 27% 24% 25% 18% 18% 18%
 % living below poverty linec 14% 20% 19% 39% 38% 38%
Household health status
 Mean health statusa 2.04 (0.59) 1.96 (0.52) 1.98 (0.54) 2.03 (0.51) 2.04 (0.56) 2.04 (0.55)
 Presence of chronic disease 4% 6% 5% 3% 7% 6%
Use of curative services
 Outpatient service use in past 30 days 48% 49% 48% 45% 37% 39%
 Inpatient service use in past year 36% 25% 28% 16% 22% 21%
 Annual per capita health expenditure (KShs)a 1729 (18607) 739 (3542) 1025 (10516) 569 (2946) 818 (6442) 760 (5821)
  1. aMean (±Standard Deviation)
  2. bMedian (Inter-Quartile Range)
  3. cPoverty line defined as households living on less than $1.90 a day
  4. 1USD = 102.45 KShs as of January 2018