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Table 6 Multinomial logistic regression: Odds ratio of insurance status among adults aged 50 plus

From: Determinants of National Health Insurance enrolment in Ghana across the life course: Are the results consistent between surveys?

  Never enrolled Prev. enrolled
Odds Ratio 95% CI Odds Ratio 95% CI
Sex Male 1.00     1.00    
Female 0.43 *** 0.38 0.50 0.72 *** 0.61 0.85
Marital Status Married 1.00     1.00    
Separated/Divorced 1.68 *** 1.34 2.11 1.24   0.93 1.66
Widowed 1.43 ** 1.16 1.75 1.16   0.93 1.45
Never married 2.65 ** 1.48 4.74 2.17   1.00 4.70
Education None 1.00     1.00    
Primary 0.65 *** 0.55 0.76 0.92 * 0.75 1.13
Secondary 0.54 ** 0.38 0.77 0.63 *** 0.41 0.95
Tertiary 0.37 *** 0.24 0.57 0.49   0.30 0.79
Age 50-59 1.00     1.00    
60-69 0.62 *** 0.53 0.73 0.80 * 0.66 0.97
70 plus 0.33 *** 0.28 0.39 0.57 *** 0.45 0.71
Employment status Not employed in public sector 1.00     1.00    
Employed in public sector 0.22 *** 0.13 0.37 0.98   0.57 1.67
Wealth Lower third 1.00     1.00    
Middle third 0.48 *** 0.39 0.58 0.60 *** 0.47 0.76
Upper third 0.31 *** 0.23 0.41 0.43 *** 0.32 0.58
Region Greater Accra 1.00     1.00    
Western 0.34 *** 0.24 0.50 0.94   0.57 1.52
Central 0.72   0.49 1.05 0.78   0.48 1.26
Volta 0.26 *** 0.18 0.37 0.88   0.56 1.38
Eastern 0.24 *** 0.17 0.34 0.67   0.42 1.09
Ashanti 0.22 *** 0.16 0.31 0.82   0.52 1.28
Brong Ahafo 0.09 *** 0.06 0.14 0.63 * 0.40 0.98
Northern 0.35 *** 0.23 0.53 1.12   0.68 1.84
Upper East 0.11 *** 0.07 0.18 0.37 *** 0.21 0.67
Upper West 0.07 *** 0.05 0.12 0.37 *** 0.20 0.69
Residence Rural 1.00     1.00    
Urban 0.70 *** 0.57 0.86 1.01   0.79 1.30
Disability No 1.00     1.00    
Yes 0.89   0.66 1.18 0.90   0.65 1.25
N   9,453 9,453
  1. Source: GLSS 2012/2013, *** p<0.001, ** p<0.01 * p<0.05