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Table 4 Healthcare costs (in dollar terms) by type of health insurance in middle-aged and elderly adults

From: Social health insurance, healthcare utilization, and costs in middle-aged and elderly community-dwelling adults in China

 

Not covered by social health insurance

UEMI

URMI

NCMI

total

Sign

 

Mean

SD

Mean

SD

Mean

SD

Mean

SD

Mean

SD

Medication costs (per month)

 Total

27.69

45.99

46.18

88.89

34.78

70.58

28.43

75.44

31.32

76.37

***

 OOP

27.53

45.43

44.41

86.04

34.09

69.60

27.15

73.14

29.86

74.07

***

Outpatient costs (per month)

 Total

19.59

112.73

63.75

649.14

61.86

685.73

43.25

1087.34

45.78

993.53

**

 OOP

17.66

98.67

37.53

619.90

36.78

381.37

26.21

247.90

27.60

323.72

*

Inpatient costs (per year)

 Total

165.51

1436.21

391.73

1787.08

235.41

1292.73

185.51

1013.36

214.04

1182.68

***

 OOP

113.88

951.67

157.39

838.62

138.25

917.84

117.28

705.91

123.89

750.83

**

Dentist costs (per year)

 Total

12.35

51.68

26.62

106.15

15.32

57.84

11.39

66.85

13.62

72.27

***

 OOP

12.34

51.67

24.24

101.02

15.24

57.69

11.04

58.44

13.02

65.29

***

Total healthcare costs (per year)

 Total

559.63

2052.96

1482.58

8104.24

1227.89

8570.99

875.85

13,093.33

958.43

12,010.06

*

 OOP

482.58

1611.43

910.94

7421.37

831.08

4856.40

596.74

3262.60

644.77

4091.15

***

  1. Not covered by social health insurance includes the middle-aged and elderly population who did not enroll in any social health insurance plan (including UEMI, URMI, or NCMI), but possibly have commercial health insurance. Calculations were weighted using individual sampling weights and adjusted for household and individual responses
  2. Note: *** implies p-value < 0.001, ** indicates p-value < 0.01, * implies p-value < 0.05