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Table 3 Healthcare utilization by type of health insurance in middle-aged and elderly adults

From: Social health insurance, healthcare utilization, and costs in middle-aged and elderly community-dwelling adults in China

 

Not covered by social health insurance

UEMI

URMI

NCMI

total

Sign

 

Mean

SD

Mean

SD

Mean

SD

Mean

SD

Mean

SD

Healthcare underutilization

 Outpatient

0.4256

0.4855

0.2915

0.4548

0.4070

0.4921

0.2779

0.4480

0.2909

0.4542

**

 Inpatient

0.3321

0.4616

0.1445

0.3520

0.3091

0.4635

0.2116

0.4085

0.2099

0.4073

***

 Dentist

0.8427

0.3643

0.7660

0.4235

0.8010

0.3994

0.8436

0.3633

0.8311

0.3746

***

 Early dismissal from the hospital

0.4490

0.5025

0.2677

0.4434

0.3404

0.4764

0.3152

0.4648

0.3118

0.4633

**

Reason for not seeking outpatient care

 Illness is not serious

0.5750

0.4975

0.7696

0.4222

0.7339

0.4437

0.6600

0.4739

0.6746

0.4687

 

 Poor

0.2125

0.4117

0.0366

0.1884

0.1048

0.3076

0.1505

0.3577

0.1365

0.3435

 

 No time

0.0375

0.1912

0.0105

0.1021

0.0242

0.1543

0.0265

0.1606

0.0249

0.1560

 

 Hospital quality poor

0.0375

0.1912

0.0419

0.2009

0.0484

0.2155

0.0579

0.2336

0.0542

0.2266

 

 Other

0.1375

0.3465

0.1414

0.3493

0.0887

0.2855

0.1050

0.3067

0.1097

0.3126

 

Reason for not seeking inpatient care

 Poor

0.6667

0.4787

0.3273

0.4714

0.5606

0.5001

0.6120

0.4876

0.5764

0.4944

 

 Not willing to go to hospital

0.2121

0.4151

0.3364

0.4746

0.2273

0.4223

0.2283

0.4200

0.2405

0.4276

 

 Hospital quality poor

0.0000

0.0000

0.0818

0.2753

0.0606

0.2404

0.0336

0.1804

0.0401

0.1963

 

 Other

0.1212

0.3314

0.2545

0.4376

0.1515

0.3613

0.1261

0.3321

0.1430

0.3503

 

Reason for early dismissal from the hospital

 Can’t recover from illness

0.1053

0.3153

0.1899

0.3947

0.0714

0.2623

0.1561

0.3634

0.1549

0.3622

 

 Poor

0.5789

0.5073

0.3038

0.4628

0.5000

0.5092

0.5294

0.4997

0.4982

0.5004

 

 Hospital quality poor

0.0000

0.0000

0.0759

0.2666

0.0000

0.0000

0.0566

0.2313

0.0546

0.2274

 

 Other

0.3158

0.4776

0.4304

0.4983

0.4286

0.5040

0.2579

0.4380

0.2923

0.4552

 

Healthcare utilization

 The number of outpatient visits

1.75

2.01

2.32

3.39

1.93

2.04

2.11

2.64

2.02

2.42

***

 The number of hospitalizations

1.37

0.82

1.59

1.58

1.78

2.22

1.51

1.13

1.53

1.27

*

 The number of dental visits

2.57

2.20

2.36

2.53

2.36

1.91

2.68

3.94

2.60

3.55

**

 Length of hospital stay

12.49

13.58

13.92

13.86

13.32

23.35

12.05

13.50

12.42

14.19

***

  1. Not covered by social health insurance includes the middle-aged and elderly population who did not enroll in any social health insurance (including UEMI, URMI, or NCMI) but possibly has commercial health insurance. Calculations were weighted using individual sampling weights and adjusted for household and individual responses
  2. Note: *** implies p-value < 0.001, ** indicates p-value < 0.01, * implies p-value < 0.05