Naive model | 2SRI | |||
---|---|---|---|---|
Coefficient | ME | Coefficient | ME | |
Insurance | −0.739*** | −0.036 | −0.637*** | −0.031 |
(0.098) | (0.101) | |||
Age | 0.001 | 0.000 | 0.008** | 0.000 |
(0.002) | (0.003) | |||
Male | −0.106 | −0.006 | −0.161* | −0.009 |
(0.069) | (0.071) | |||
Household size | −0.039** | −0.002 | −0.037* | −0.002 |
(0.015) | (0.015) | |||
Rural locality | −0.086 | −0.004 | −0.080 | −0.004 |
(0.070) | (0.071) | |||
Year 2009 | 0.632*** | 0.037 | 0.581*** | 0.033 |
(0.071) | (0.073) | |||
Good health status | −0.959*** | −0.122 | −1.046*** | −0.138 |
(0.119) | (0.125) | |||
Use of out-patient services | 0.501*** | 0.046 | 0.543*** | 0.050 |
(0.149) | (0.149) | |||
Use of in-patient services | 1.235*** | 0.152 | 1.410*** | 0.188 |
(0.078) | (0.086) | |||
Occupation: Farmer | 0.043 | 0.002 | −0.037 | −0.002 |
(0.105) | (0.109) | |||
Government/Self employed | −0.074 | −0.004 | −0.085 | −0.004 |
(0.109) | (0.109) | |||
Unemployed | −0.114 | −0.006 | −0.169 | −0.008 |
(0.176) | (0.176) | |||
Education: Primary | −0.128 | −0.007 | −0.132 | −0.007 |
(0.085) | (0.086) | |||
Secondary | −0.284*** | −0.016 | −0.170* | −0.009 |
(0.083) | (0.085) | |||
Tertiary | −0.294* | −0.013 | −0.013 | −0.001 |
(0.148) | (0.162) | |||
Residual | −1.034*** | −0.057 | ||
(0.236) | ||||
Constant | −0.990*** | −0.936*** | ||
(0.205) | (0.211) | |||
Observations | 6,448 | 6,406 |