Refusal to enrol in Ghana’s National Health Insurance Scheme: is affordability the problem?

Table 5 Percentage distribution of insured and uninsured members of partially insured households by selected characteristics

Characteristic	Health insurance status		Pearson’s χ ²	Total ^a
Characteristic	Uninsured	Insured	Pearson’s χ ²	Total ^a
Sex			29.76***
Male	52.96	47.04		1,520
Female	43.48	56.52		1,810
Age (years)			50.33***
Under 5	44.97	55.03		527
6–17	44.34	55.66		1,666
18–69	53.23	46.77		1,533
70+	25.95	74.05		131
Perceived health status			25.80***
Excellent	50.82	49.18		1,216
Very good	48.81	51.19		1,467
Good	40.82	59.18		414
Fair	40.44	59.56		183
Poor	26.09	73.91		46
Chronic illness			45.03***
No	48.90	51.10		3,217
Yes	16.81	83.19		113
Sector of employment			1.061
Informal	47.94	52.06		3256
Formal	41.89	58.11		74

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