Table 4 Characteristics of unafforders by insurance status (%)
From: Refusal to enrol in Ghana’s National Health Insurance Scheme: is affordability the problem?
Variable | Household health insurance status | Total (n=702) | F-test/Pearson’s χ 2 | ||
|---|---|---|---|---|---|
Uninsured (n=385) | Partially insured (n=187) | Fully insured (n=130) | |||
District | |||||
Kwaebibirem | 16.62 | 17.65 | 12.31 | 16.10 | 3.59 |
Asutifi | 23.64 | 28.34 | 26.92 | 25.50 | |
Savelugu-Nanton | 59.74 | 54.01 | 60.77 | 58.40 | |
Socio-economic quintiles | |||||
First | 70.13 | 65.24 | 70.77 | 68.95 | |
Second | 29.87 | 34.76 | 29.23 | 31.05 | 1.65 |
Residence | |||||
Rural | 52.47 | 42.25 | 37.69 | 47.01 | 10.84*** |
Urban | 47.53 | 57.75 | 62.31 | 52.99 | |
Household characteristics | |||||
Sex of household head | 6.26* | ||||
Male | 85.19 | 77.54 | 76.46 | 81.91 | |
Female | 14.81 | 22.46 | 21.54 | 18.09 | |
Household size (mean) | 5.5 | 5.9 | 4.9 | 5.5 | 6.24*** |
Expected contributions as % of non-food expenditure (mean) | 10.7 | 10.1 | 8.6 | 10.2 | 6.30*** |
Expected contributions as % of total expenditure (mean) | 4.0 | 3.6 | 3.6 | 3.8 | 3.46** |