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Table 11 Models for life satisfaction. Binomial logistic regression: odds ratios with 95% confidence intervals and goodness of fit statisticsa

From: Can microcredit help improve the health of poor women? Some findings from a cross-sectional study in Kerala, India

Dependent variable: Unsatisfied in life (yes, n = 99, no, n = 829) M0 M1 M2 M3
Socioeconomic characteristics and caste     
Education (ref = high school+) Primary   1.18 [0.66–2.11] 1.10 [0.61–1.97] 1.10 [0.61–1.97]
No education   1.53 [0.85–2.72] 1.32 [0.73–2.38] 1.30 [0.72–2.36]
Employment (ref = not engaged) Engaged   1.47 [0.92–2.35] 1.51 [0.94–2.43] 1.57 [0.97–2.54]
Landholdings (ref = more than 50 cents) 50 cents or less   0.85 [0.50–1.44] 0.89 [0.52–1.52] 0.86 [0.50–1.48]
Caste of head (ref = forward) OBC   1.09 [0.60–2.00] 1.06 [0.58–1.94] 1.04 [0.56–1.91]
SC/ST   0.77 [0.40–1.45] 0.76 [0.40–1.45] 0.75 [0.39–1.43]
SHG participation     
SHG (ref = not member) Early joiner (> 2 years) 0.34 [0.16–0.73]   0.32 [0.14–0.71] 0.32 [0.14–0.72]
Late joiner (< = 2 years) 0.65 [0.42–1.00]   0.68 [0.43–1.08] 0.71 [0.45–1.12]
Health determinants     
Exclusion (ref = no exclusion) Exclusion     1.23 [0.79–1.93]
Health risks (ref = no risks) At least one risk     1.13 [0.69–1.87]
Decision-making (ref = female/joint) Male     1.37 [0.70–2.68]
Chi square (df) -2 log likelihood 10.0 (2)** 620.1 22.4(9)** 607.7 32.1(11)*** 598.0 34.0(14)** 596.1
Deviation   19.4(2)*** 3.8(3)
  1. a Notes: Models are adjusted for age and women's household position. Results in bold are statistically significant, *p < 0.05, **p < 0.01, ***p < 0.001,
  2. OBC = Other Backward Caste, SC/ST = Scheduled Caste/Scheduled Tribe