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Table 10 Models for disturbances in mental peace. Binomial logistic regression: odds ratios with 95% confidence intervals and goodness of fit statisticsa

From: Can microcredit help improve the health of poor women? Some findings from a cross-sectional study in Kerala, India

Dependent variable: disturbances in mental peace (yes, n = 820, no, n = 108) M0 M1 M2 M3
Socioeconomic characteristics and caste     
Education (ref = high school+) Primary   1.07 [0.58–1.96] 1.02 [0.56–1.88] 1.07 [0.57–1.98]
No education   0.86 [0.48–1.52] 0.76 [0.42–1.38] 0.71 [0.39–1.31]
Employment (ref = not engaged) Engaged   2.04 [1.13–3.67] 2.17 [1.20–3.92] 2.29 [1.21–4.04]
Landholdings (ref = more than 50 cents) 50 cents or less   1.90 [1.16–3.12] 1.95 [1.18–3.20] 1.80 [1.08–3.00]
Caste of head (ref = forward) OBC   1.20 [0.66–2.20] 1.20 [0.65–2.21] 1.14 [0.62–2.12]
SC/ST   0.85 [0.48–1.52] 0.85 [0.47–1.52] 0.86 [0.47–1.56]
SHG participation     
SHG (ref = not member) Early joiner (> 2 years) 0.64 [0.38–1.10]   0.52 [0.30–0.93] 0.52 [0.29–0.94]
Late joiner (< = 2 years) 1.29 [0.81–2.04]   1.26 [0.78–2.02] 1.34 [0.82–2.18]
Health determinants     
Exclusion (ref = no exclusion) Exclusion     2.98 [1.73–5.13]
Health risks (ref = no risks) At least one risk     1.56 [0.86–2.85]
Decision-making (ref = female/joint) Male     0.52 [0.31–0.89]
Chi square (df) -2 log likelihood 6.29(2)* 661.2 27.7(9)*** 639.8 37.0(11)*** 630.5 64.9(14)*** 602.6
Deviation   18.6(2)*** 55.8(3)***
  1. a Notes: Models are adjusted for age and women's household position. Results in bold are statistically significant, *p < 0.05, **p < 0.01, ***p < 0.001,
  2. OBC = Other Backward Caste, SC/ST = Scheduled Caste/Scheduled Tribe