Skip to main content

Table 5 Multinomial logit estimation results, (public health centre/dispensary as reference)

From: Health care seeking behaviour and utilisation in a multiple health insurance system: does insurance affiliation matter?

Variable

Public hospital

Private hospital

Traditional/self

Coeff.

Robust Std Error

Coeff.

Robust Std Error

Coeff.

Robust Std Error

Age (0–5 a )

      

6-14

-0.241

0.369

0.113

0.437

0.340

0.302

15-49

0.116

0.340

0.693*

0.413

0.836**

0.304

50-69

0.707

0.548

0.131

0.737

1.010**

0.465

60+

-1.367

1.043

-0.363

1.103

0.648

0.579

Sex (male a )

      

Female

0.023

0.260

0.250

0.299

-0.142

0.200

Education level (no education a )

      

Up to Primary

0.437

0.540

0.378

0.638

0.480

0.405

Up to Secondary

-0.224

0.702

-0.964

0.908

-1.766**

0.646

Above Secondary

-1.346

0.567

-1.311

0.940

-2.191***

0.716

Wealth status (lowest a )

      

Second

-0.533

0.594

-0.071

0.651

0.239

0.377

Third

0.360

0.490

0.214

0.693

0.811**

0.357

Fourth

1.008

0.626

1.295*

0.728

1.525**

0.553

Highest

1.675**

0.657

1.940**

0.746

1.313**

0.590

Membership status (CHF a )

      

NHIF

0.037

0.679

1.664**

0.770

2.123***

0.574

Non-member

1.078**

0.411

1.594***

0.506

1.520***

0.307

Residence (rural a )

      

Urban

3.721***

0.453

1.868***

0.446

1.046***

0.359

Distance

0.091

0.072

0.075

0.070

0.041

0.062

Self reported morbidity (no illness a )

      

Acute

0.243

0.675

0.773

0.912

0.076

0.548

Chronic

1.695**

0.821

2.201**

1.022

0.980

0.677

Perceived quality of care (poor a )

      

Availability of drugs

-0.791**

0.374

-1.085***

0.356

-0.358*

0.279

Adequacy of staff

0.196

0.371

0.388

0.326

0.386

0.300

Constant

-3.931***

0.894

-4.762***

1.380

-2.620***

0.733

  1. *ρ<0.1; **ρ<0.05; ***ρ<0.01; abase category.