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Table 4 Reasons for choice of care by membership status and provider, conditioned on seeking care (%)

From: Health care seeking behaviour and utilisation in a multiple health insurance system: does insurance affiliation matter?

Variable

NHIF N = 171

CHF N = 237

Non-members N = 128

District hospital (N = 130)***

Good quality

40.8

15.2

41.3

Only facility available nearby

34.7

52.2

41.2

Insurance card accepted

20.1

30.4

NA

Exemption

NA

NA

8.8

Private Health centre/Dispensary (N = 85)***

Good quality

72.6

50.0

65.0

Only facility available nearby

17.7

42.9

30.0

Insurance card accepted

5.9

0.0

NA

Exemption

NA

NA

0.0

Public Health center/Dispensary (N = 315)***

Good quality

21.2

5.1

17.8

Only facility available nearby

60.6

64.2

75.3

Insurance card accepted

18.2

30.6

NA

Exemption

NA

NA

2.7

Choice of alternative care (traditional healer/self medication, N = 209)**

 

N = 58

N = 51

N = 70

No money

5.2

11.8

21.4

Distance

17.2

13.7

8.6

More likely to get treatment

43.1

47.1

27.1

Poor quality of services at formal facility

8.6

7.8

12.9

No insurance card

0.0

3.9

7.1

Illness not serious

8.6

3.9

2.7

Recognise symptoms, familiar with drugs

6.9

3.9

14.3

Other

8.6

7.8

5.7

  1. **ρ<0.05; ***ρ<0.01; based on Chi square test.
  2. Percentages may not add up to 100% since only the 3 main reasons are presented.