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Table 3 Perceptions about insurance scheme

From: Health insurance in Ghana: evaluation of policy holders’ perceptions and factors influencing policy renewal in the Volta region

Variables

Strongly agree

Agree

Not sure

Disagree

Strongly disagree

F-statistic

p-value

Benefit of scheme

       

 - Joining scheme will benefit me

33.0

50.5

3.0

4.0

7.5

4.254

0.006

 - Not need to borrow money to pay hospital care

70.0

23

2.0

7.0

7.5

2.171

0.073

 - Will save money from paying hospital bills

60.0

21.5

7.0

3.0

8.5

3.679

0.021

Convenience of NHIS to subscribers

       

 - Collection of NHIS cards is convenient

13.0

8.0

12

29

38.0

3.461

0.046

 - Scheme office opening hours is convenient

11

22

9

28

30

1.785

0.121

 - Scheme office location is convenient

7

14

8

33

38

2.761

0.092

Perception of the Price of NHIS

       

 - Premium for the package is too high

13

23

5

31

28

5.018

0.001

 - Registration fee is too high

21

30

2

42

5.0

4.872

0.012

  1. Outcome variable: insured status.