Skip to main content

Table 3 Perceptions about insurance scheme

From: Health insurance in Ghana: evaluation of policy holders’ perceptions and factors influencing policy renewal in the Volta region

Variables Strongly agree Agree Not sure Disagree Strongly disagree F-statistic p-value
Benefit of scheme        
 - Joining scheme will benefit me 33.0 50.5 3.0 4.0 7.5 4.254 0.006
 - Not need to borrow money to pay hospital care 70.0 23 2.0 7.0 7.5 2.171 0.073
 - Will save money from paying hospital bills 60.0 21.5 7.0 3.0 8.5 3.679 0.021
Convenience of NHIS to subscribers        
 - Collection of NHIS cards is convenient 13.0 8.0 12 29 38.0 3.461 0.046
 - Scheme office opening hours is convenient 11 22 9 28 30 1.785 0.121
 - Scheme office location is convenient 7 14 8 33 38 2.761 0.092
Perception of the Price of NHIS        
 - Premium for the package is too high 13 23 5 31 28 5.018 0.001
 - Registration fee is too high 21 30 2 42 5.0 4.872 0.012
  1. Outcome variable: insured status.