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Table 2 Socio-demographic characteristics of respondents and its influence on insurance uptake

From: Health insurance in Ghana: evaluation of policy holders’ perceptions and factors influencing policy renewal in the Volta region

Variable

Insurance status

Chi-square

 
 

Currently enrolled

Previously enrolled

Never enrolled

 

p-value

Age

     

 - 18 – 24

28 (50.9)

17 (30.9)

10 (18.2)

  

 - 25 – 34

60 (60.1)

21 (21.2)

18 (18.18)

8.762

0.187

 - 35 – 44

42 (73.7)

12 (21.1)

3 (5.3)

  

 - >44

40 (59.7)

16 (23.9)

11 (16.4)

  

Gender

     

 - Male

45 (46.9)

26 (27.1)

25 (26.0)

16.813

0.003

 - Female

102 (55.4)

56 (30.4)

26 (14.1)

  

Marital status

     

 - Single

56 (57.7)

22 (22.7)

19 (19.6)

13.267

0.036

 - Married

95 (61.3)

42 (27.1)

18 (11.6)

  

 - Divorced/widowed

19 (70.4)

3 (11.1)

5 (18.5)

  

Educational level

     

 - None

14 (66.7)

5 (23.8)

2 (9.5)

  

 - Basic

55 (64.7)

16 (18.8)

14 (16.5)

4.306

0.635

 - Secondary

57 (53.5)

32(30.2)

17 (16.3)

  

 - Tertiary

41 (63.5)

15 (22.4)

9 (14.1)

  

Income level

     

 - <GHS 100

32 (69.6)

10 (21.7)

4 (8.7)

  

 - GHS 100 – 300

46 (52.3)

23 (26.1)

19 (21.6)

6.401

0.380

 - GHS 301 – 500

38 (61.3)

16 (25.8)

8 (12.9)

  

 - >GHS 500

19 (67.9)

5 (17.9)

4 (14.3)

  

Religion

     

 - Christian

155 (62.3)

61 (24.5)

33 (13.3)

9.67

0.046

 - Moslem

15 (51.7)

5 (17.2)

9 (31.0)

  

Occupation

     

 - Unemployed

26 (56.5)

13 (28.3)

7 (15.2)

  

 - Farmer

41 (51.9)

38 (48.1)

20 (25.3)

3.417

0.217

 - Civil/public servant

22 (42.3)

21 (40.4)

9 (17.3)

  

 - Trader/businessman

63 (66.3)

21 (22.1)

11 (11.6)

  

Perceived health status

     

 - Very good/good

73 (62.4)

29 (24.8)

15 (12.8)

  

 - Fair

58 (63.7)

20 (22.0)

13 (14.3)

21.931

0.002

 - Poor/Very poor

47 (75.8)

10 (16.1)

5 (8.1)