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Table 2 Socio-demographic characteristics of respondents and its influence on insurance uptake

From: Health insurance in Ghana: evaluation of policy holders’ perceptions and factors influencing policy renewal in the Volta region

Variable Insurance status Chi-square  
  Currently enrolled Previously enrolled Never enrolled   p-value
Age      
 - 18 – 24 28 (50.9) 17 (30.9) 10 (18.2)   
 - 25 – 34 60 (60.1) 21 (21.2) 18 (18.18) 8.762 0.187
 - 35 – 44 42 (73.7) 12 (21.1) 3 (5.3)   
 - >44 40 (59.7) 16 (23.9) 11 (16.4)   
Gender      
 - Male 45 (46.9) 26 (27.1) 25 (26.0) 16.813 0.003
 - Female 102 (55.4) 56 (30.4) 26 (14.1)   
Marital status      
 - Single 56 (57.7) 22 (22.7) 19 (19.6) 13.267 0.036
 - Married 95 (61.3) 42 (27.1) 18 (11.6)   
 - Divorced/widowed 19 (70.4) 3 (11.1) 5 (18.5)   
Educational level      
 - None 14 (66.7) 5 (23.8) 2 (9.5)   
 - Basic 55 (64.7) 16 (18.8) 14 (16.5) 4.306 0.635
 - Secondary 57 (53.5) 32(30.2) 17 (16.3)   
 - Tertiary 41 (63.5) 15 (22.4) 9 (14.1)   
Income level      
 - <GHS 100 32 (69.6) 10 (21.7) 4 (8.7)   
 - GHS 100 – 300 46 (52.3) 23 (26.1) 19 (21.6) 6.401 0.380
 - GHS 301 – 500 38 (61.3) 16 (25.8) 8 (12.9)   
 - >GHS 500 19 (67.9) 5 (17.9) 4 (14.3)   
Religion      
 - Christian 155 (62.3) 61 (24.5) 33 (13.3) 9.67 0.046
 - Moslem 15 (51.7) 5 (17.2) 9 (31.0)   
Occupation      
 - Unemployed 26 (56.5) 13 (28.3) 7 (15.2)   
 - Farmer 41 (51.9) 38 (48.1) 20 (25.3) 3.417 0.217
 - Civil/public servant 22 (42.3) 21 (40.4) 9 (17.3)   
 - Trader/businessman 63 (66.3) 21 (22.1) 11 (11.6)   
Perceived health status      
 - Very good/good 73 (62.4) 29 (24.8) 15 (12.8)   
 - Fair 58 (63.7) 20 (22.0) 13 (14.3) 21.931 0.002
 - Poor/Very poor 47 (75.8) 10 (16.1) 5 (8.1)