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Table 6 The Differential Effect of NHIS on the Incidence of Catastrophic OOP Expenditure on Health by Wealth Status

From: The financial protection effect of Ghana National Health Insurance Scheme: evidence from a study in two rural districts

Indicators Poorest quintile
N = 1,762
Rest of population
N = 9,855
Exceeds 5% of income -0.016 (0.005)*** -0.007 (0.004)
Exceeds 10% of non-food expenditure -0.017 (0.005)*** -0.004 (0.004)
Exceeds 10% of income -0.013 (0.005)** -0.004 (0.003)
Exceeds 20% of non-food expenditure -0.014 (0.005)*** - 0.003 (0.002)*
  1. Note:Figures are obtained from separate estimations among the poorest and the rest of the sample. The models control for self-reported chronic health conditions and bad health status, all individual and household characteristics, assets and housing conditions, and district dummy. Figures presented are marginal effects of NHIS and their robust standard errors (in parentheses), adjusted for sampling weight and clustering effect at the municipality level.
  2. *** p < 0.01, ** p < 0.05, * p < 0.1