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Table 2 Breakdown of OOP Expenditure during 12 Months Preceding the Survey by Insurance Status (Cedi)

From: The financial protection effect of Ghana National Health Insurance Scheme: evidence from a study in two rural districts

Expenditure breakdown NHIS nonmembers
(N = 6,718)
NHIS members
(N = 4,899)
  Mean Standard deviation Mean Standard deviation
Acute illnesses and injuries     
   Informal care 2,839 37,902 4,913 85,028
   Consultation fee 3,854 130,912 346 32,528
   Lab expenses 1,354 57,391 1,036 42,923
   Other expenses 210 9,760 989 50,711
   Unofficial payment to providers 174 6,682 472 16,640
   Drugs purchased at facility 6,500 103,561 2,709 79,055
   Drugs purchased outside facility 2,348 83,133 3,743 90,928
Antenatal care and delivery 6,442 85,419 4,475 82,859
Surgery and hospitalization 6,121 95,147 2,819 79,136
Total 29,843 278,617 21,503 265,705
  1. Note: Cedi is old Ghana Cedi, 2007 current value; exchange rate: 1 USD = 9,302 Cedi (2007)